The Fintech Power 50 Annual 2025

FINTECH: LEADING THE SUSTAINABILITY CHARGE

In a sector defined by innovation, convenience and speed, it's tempting to think the future of fintech rests solely on seamless payments or next-generation infrastructure. But a quieter, more profound revolution is reshaping the industry – sustainability. Today, financial services are expected to do more than move money. They must also help move the dial when it comes to protecting the planet. The true cost of a transaction For years, payments has focused on frictionless processing and security. Yet behind every tap, swipe or online checkout sits a carbon cost. Data centres, transaction flows, hardware and travel all leave a footprint. At Ecommpay, we're not just aware of that impact. We're measuring it. Partnering

n 2025: Finalise emissions data from 2023–25 n Late 2025: Publish our first annual impact report

with Ecologi and sustainability specialist ekko, we've set a strategy to be carbon neutral by 2035, with reductions beginning immediately. Crucially, we're embedding carbon data into our systems, turning sustainability into a service. Merchants and their customers will soon be able to see, understand and offset the emissions of every payment. This isn't just payment processing – it's payment accountability. From promises to action Many still talk in broad strokes about 'green ambitions'. We've moved to specifics. Our roadmap includes a detailed carbon footprint analysis, covering Scopes 1 and 2. Targets are measurable and certified by Ecologi, giving us and our partners confidence in the path we're on. Our timeline is clear:

n 2026 onwards: Roll out our full reduction plan, including energy efficiency, responsible procurement and low-emission travel policies Beyond this, every transaction will carry a carbon score, enabling merchants to show customers the COâ‚‚ cost of purchases and offer real-time offsetting. Our partnership with ekko, launched in June, makes this possible by calculating carbon emissions and offering customers offset methods for a small fee. That is sustainable finance brought to life. A culture of accountability Sustainability for us isn't just software.

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